As the end of the year approaches, the days are counting down to more than just New Year’s Eve – the time is also running out on your 2019 dental insurance benefits! Any benefits left unused at the end of December will NOT roll over. You have paid for your insurance coverage, so do not let it go to waste! Fortunately, it is not too late to start dental treatment and maximize your remaining dental insurance benefits. Here is some helpful information from a dentist in Gorham on how to make the most of your insurance plan in the months ahead.
Why a Dental Checkup is 100% Worth It
Many Americans put off routine dental visits if they feel like their smile is in fine shape. However, even if you do not have a toothache or other nagging dental concern, you should schedule a dental checkup and cleaning before the end of the year. Doing so will likely not cost you anything! Most dental plans cover 100% of the costs of routine preventive care, so scheduling a biannual dental exam will benefit your oral health without hurting your wallet.
Before the hectic holiday season arrives, take time now to look after your oral health. Delaying dental care for even minor treatment or routine care can allow small problems to grow worse. Instead of risking more serious dental problems – and more serious dental bills! – in the future, protect your smile now and potentially save yourself money in the long-term by visiting a dentist in Gorham before the year’s end.
Need Treatment? Why Autumn is the Perfect Time to Start
If you are considering replacing a gap in your teeth with a dental implant or boosting the appearance of your smile with porcelain veneers, now is the perfect time of year to start treatment. Why? Towards the end of the year, you may have already met your insurance plan’s annual deductible. This is the amount you must pay before your insurance plan starts picking up the tab. If you have already paid your deductible and your annual coverage remains, your out-of-pocket expenses for more extensive treatments like professional teeth whitening, dental bonding and more will be dramatically lower.
Expert Tip: Split Treatment Costs Over Two Years
Another major reason to begin dental treatment in the next few months is the fact that you will be able to split the costs over two years. Most dental insurance plans renew coverage on the first of January each year. You may, therefore, be able to save money by starting dental treatment now and using your remaining 2019 benefits before they expire, then taking advantage of your renewed benefits in 2020 after you’ve met your annual deductible.
Don’t let your insurance benefits evaporate when the clock strikes midnight on New Year’s Eve. Make the savvy move and contact a dentist in Gorham today.
About the Author
Dr. Ted Morgan has helped put happy, healthy smiles on the faces of patients in Gorham and the greater Portland community for over 45 years. He and his friendly staff enjoy building relationships with patients and providing quality comprehensive dental care. Patients with questions regarding their dental insurance coverage can get assistance by visiting the Morgan-Hill Dental Care website or calling 207-839-2655.